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An IVA might not be best for your needs if you owe funds to persons or businesses in the EU. These debts may not be covered by an IVA.請按‘檢視查冊結果’，便可讀到查冊報告。如果需要列印本，可以把報告列印出來。Someone Voluntary Arrangement (IVA) can negatively affect your credit score and means you would need t